Helping you find a way out of debt
If you are facing immediate financial problems, but have enough assets or income that you don't qualify for Chapter 7, filing for Chapter 13 bankruptcy may be the answer for you. With a Chapter 13, you may be able to stop a foreclosure and stay in your home.
How is Chapter 13 bankruptcy different from Chapter 7?
Unlike a Chapter 7, which only lasts for a few months, a chapter 13 bankruptcy involves restructuring debt so people can pay off their debts over time and still hold on to their assets. This type of arrangement is referred to as a "repayment plan." Payment plans typically last between 36 to 60 months. Once the payment time frame is finished, the remaining eligible debts are discharged.
Our firm can help you set up a repayment plant that works best for your financial situation. Talk to us about your personal bankruptcy concerns and find out how our lawyers can help you. For a free consultation — call the attorneys at our Winter Park, Florida, offices or contact us online.
Filling for Chapter 13 can put a stop to many different types of debt collection activities including:
- Foreclosure
- Eviction
- Repossession
- Wage or bank account garnishment
- Creditor harassment
Chapter 13 bankruptcy may be the best option for saving your home by preventing foreclosure or saving your finances. If you have fallen behind in mortgage payments, a Chapter 13 plan allows you to cure the arrearage within your plan. This, with the relief obtain by reducing credit card debt and other unsecured debts, you can recover your financial footing, and remain in your home. Our attorneys will sit with you to discuss a long-term solution that will help you reestablish your credit rating over time and give you a financial future worth looking forward to.
Call 407-843-0012 Today - Se Habla Español
Considering filing for Chapter 13? Schedule your free consultation with our bankruptcy attorneys by calling us directly or by contacting us online. Evening, weekend and out-of-the-office appointments are available for your convenience.
We are a debt relief agency. We help people file for relief under the Bankruptcy Code.
